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Dilasa Scheme
   Aadhaar Enabled
Disbursement of Benefits
     to Pensioners
           in
      Aurangabad

By
                               Aurangabad a NON FI District
Manjusha Mutha
Deputy Collector
Aurangabad
Agenda

 What is Dilasa
 Why UIDIA based model
 Govt to Beneficiary
 Benefits
 Beneficiaries in Aurangabad District
 Beneficiaries in Aurangabad City
 Partners
What is Dilasa

 Major Step towards Total Financial
  Inclusion, approved by Bank of India
 Location – Aurangabad a NON FI
  district
 Distribution of social assistance
  pension through Bank of India
  leveraging the Aadhaar platform.
 Online solution to Government fund
  disbursement
 Enabled via micro ATM’s managed by
  Banking Correspondents/ facilitators
  based in the communities
 Mentioned in GR MISC2012/Cr52/M8
  dated July 2012 directing all collectors
  to implement the scheme
Why UIDIA based model?

            Ensures no duplication in data base and accurate
             data; enabling optimised benefits linked to Aadhaar


            UID number is sufficient to know your customer; no
             other identification procedures to open new accounts


            Clear authentication & verification process will allow
             banks to network with BC’s


            UIDIA based model checks online data of biometrics
             for every transaction by the beneficiaries
Govt to Beneficiaries
 Existing Data     Appointment of        Customer          Disbursement of
 Validation &      Banking               Account           beneficiary’s
 Mgmt.             Correspondent &       opening with      amount to Bank by
                   Kiosk Setup           UIDAI no.         Tehsildar



 Customer uses     Beneficiaries visit   Transfers          Bank Loads details
 biometric and     the specified         amount into        on Core Banking
 UID no. for       locations.            beneficiaries      System.
 Authentication.                         account.




 UIDAI server      Customer’ accesses     Distribution
 authenticates     his /her Bank          after
                                                             Bank sends final
 person            account                authentication
                                                             MIS to Tehsil
                                          from UIDAI
Impact in District
                                                      UID
                                    Total         Registered
                      Talukas                                      %
                                  Beneficiaries   Beneficiaries

                     Aurangabad
                                      14739           11579       78.56
                       Urban
                     Aurangabad
                                      9015            7626        84.59
                        Rural
                      Paithan         4361            3017        69.18
                     Phulambri        5550            4518        81.40
                       Sillod         5372            4540        84.51
                      Kannad          2762            2134        77.26
                      Soegaon         3710            2919        78.67
                      vaijapur        2894            2520        87.07
                     Gangapur         3007            2099        69.80
                     Khultabad        4141
                                              Aurangabad District
                                                    3790      91.52
                       Total          55551           44742       80.54
Impact in Aurangabad City

                            Beneficiaries
                                               Sanjay Gandhi
                        in Aurangabad city        Yojna
                               14739              5103




                                                                 Shravan Bal
           One bank one
                                                                 Seva Yojna
           district Model
                                                                    9636




                            Locations         No. of Business
                             covered           Correspondents
                               10
                                                     15
Benefits
Key Partners
 Collector Office: Aurangabad

 Tehsildar: Sanjay Gandhi Yojna- Municipal
  Area, Aurangabad

 Bank of India: Providing Banking services to
  the beneficiaries.

 TranServ Private Limited: Managing Banking
  Correspondent Services

 Tata Consultancy Services: For FI gateway ,
  Technology partner

 UIDAI: For authentication of beneficiaries

 Banking correspondents: Residents of the
  concerned area of the Aurangabad District .
Thank you !

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Dilasa

  • 1. Dilasa Scheme Aadhaar Enabled Disbursement of Benefits to Pensioners in Aurangabad By Aurangabad a NON FI District Manjusha Mutha Deputy Collector Aurangabad
  • 2. Agenda  What is Dilasa  Why UIDIA based model  Govt to Beneficiary  Benefits  Beneficiaries in Aurangabad District  Beneficiaries in Aurangabad City  Partners
  • 3. What is Dilasa  Major Step towards Total Financial Inclusion, approved by Bank of India  Location – Aurangabad a NON FI district  Distribution of social assistance pension through Bank of India leveraging the Aadhaar platform.  Online solution to Government fund disbursement  Enabled via micro ATM’s managed by Banking Correspondents/ facilitators based in the communities  Mentioned in GR MISC2012/Cr52/M8 dated July 2012 directing all collectors to implement the scheme
  • 4. Why UIDIA based model?  Ensures no duplication in data base and accurate data; enabling optimised benefits linked to Aadhaar  UID number is sufficient to know your customer; no other identification procedures to open new accounts  Clear authentication & verification process will allow banks to network with BC’s  UIDIA based model checks online data of biometrics for every transaction by the beneficiaries
  • 5. Govt to Beneficiaries Existing Data Appointment of Customer Disbursement of Validation & Banking Account beneficiary’s Mgmt. Correspondent & opening with amount to Bank by Kiosk Setup UIDAI no. Tehsildar Customer uses Beneficiaries visit Transfers Bank Loads details biometric and the specified amount into on Core Banking UID no. for locations. beneficiaries System. Authentication. account. UIDAI server Customer’ accesses Distribution authenticates his /her Bank after Bank sends final person account authentication MIS to Tehsil from UIDAI
  • 6. Impact in District UID  Total Registered Talukas % Beneficiaries Beneficiaries Aurangabad 14739 11579 78.56 Urban Aurangabad 9015 7626 84.59 Rural Paithan 4361 3017 69.18 Phulambri 5550 4518 81.40 Sillod 5372 4540 84.51 Kannad 2762 2134 77.26 Soegaon 3710 2919 78.67 vaijapur 2894 2520 87.07 Gangapur 3007 2099 69.80 Khultabad 4141 Aurangabad District 3790 91.52 Total 55551 44742 80.54
  • 7. Impact in Aurangabad City Beneficiaries Sanjay Gandhi  in Aurangabad city Yojna  14739 5103 Shravan Bal One bank one Seva Yojna district Model 9636 Locations No. of Business covered  Correspondents 10  15
  • 9. Key Partners  Collector Office: Aurangabad  Tehsildar: Sanjay Gandhi Yojna- Municipal Area, Aurangabad  Bank of India: Providing Banking services to the beneficiaries.  TranServ Private Limited: Managing Banking Correspondent Services  Tata Consultancy Services: For FI gateway , Technology partner  UIDAI: For authentication of beneficiaries  Banking correspondents: Residents of the concerned area of the Aurangabad District .