1. Welcome to
LUCRF Super School
Topic: Consolidating your super
An online learning series

2. Changing jobs doesn’t mean
you have to change your super
• If you are like most Australians’ and have had
more than one job, you are likely to have several
super accounts.
• This means you will be paying more than one set of
fees, which can really eat away your hard-earned
retirement savings!

3. Take control of your super
• Take control of your super by consolidating (rolling
over) your accounts into one.
• This can save you fees and make it easier for you
to keep track of your superannuation as you won’t
have the endless paperwork associated with
multiple accounts.

4. What are the benefits of rolling over your
super to an industry fund like LUCRF
Super?
• Low fees: administration fee of $1.25 per week
and management fee of 0.69%^ of fund balance
per year.
• Solid performance: 10.02%* average return on
Balanced (default) option since inception (1978 –
2011).
• Run only to benefit members: as an industry
fund, all profits (less costs and taxes) go straight
back to our membership!
AND…
*as at 30 June 2011. Past performance is not a reliable indicator of
future returns. ^Balanced (default) option

5. What are the benefits of rolling over your
super to an industry fund like LUCRF
Super?
• In-house Contact Centre: speak to a person
who works directly for the Fund in Australia.
• Flexible insurance and investment options.
• Access to financial advice you can trust.
• Your super is administered by people
who work at LUCRF.

6. Unsure if you have super
with other funds?
Do a FREE online search at www.ato.gov.au or call
the Australian Taxation Office on 13 28 65.
You will need to have your tax file number handy.

7. There are three easy steps to consolidate your
super:
1. Complete a Government Transfer Form*
2. Provide a certified copy of identification (ID)
3. Sign, date and post back to LUCRF Super.
This form, plus information on how to certify your ID is
available on our website, www.lucrf.com.au
For further information on lost super,
visit www.lucrf.com.au/super/lost-super
*Request to transfer whole balance of superannuation benefits between funds

8. Contact
Phone: 1300 130 780
Email: mypartner@lucrf.com.au
Web: www.lucrf.com.au