When filing for bankruptcy in Winnipeg, you are required to attend two mandatory credit counselling sessions. During these sessions you have the opportunity to explore your financial difficulties and learn important money management skills to avoid them in the future.

1. Mandatory Credit Counseling
During Your Winnipeg Bankruptcy
Brought to you by the trustees at LCTaylor
LCTaylor: 1.800.463.8371
www.LCTaylor.com

2. When filing for bankruptcy in Manitoba, you are
required to participate in credit counseling in order to
receive your discharge.
These sessions explore how your financial difficulties
began and provide you with the knowledge you need
to prevent these same problems from happening
again.
You are required to participate in two
sessions.
LCTaylor: 1.800.463.8371
www.LCTaylor.com

3. Session 1 – Takes place shortly after
you file
What can you expect?
•Budgeting, spending and saving
•Understanding and controlling
your spending and shopping
•Recognizing debt warning signs
•Understanding Credit
LCTaylor: 1.800.463.8371
www.LCTaylor.com

4. Session 2 – Takes place
shortly before discharge
What can you expect?
•A review of session 1
•Review of your money management
and budgeting skills
•The exploration of issues that led to
bankruptcy such as gambling, divorce,
unemployment, etc.
LCTaylor: 1.800.463.8371
www.LCTaylor.com

5. The mandatory credit counselling that comes with a
bankruptcy filing is a great opportunity to get the skills
and knowledge you need to avoid bankruptcy in the
future.
To learn more about credit counselling in bankruptcy,
visit our website at
http://www.LCTaylor.com
LCTaylor: 1.800.463.8371
www.LCTaylor.com

6. If you are having financial difficulties in Manitoba, a licensed
trustee in bankruptcy can help.
Contact a trustee to schedule your free consultation to review
your finances and your options.
We have offices in Winnipeg and Kenora and are happy to
provide reliable and non-judgmental assistance.
www.LCTaylor.com

7. If you are having financial difficulties in Manitoba, a licensed
trustee in bankruptcy can help.
Contact a trustee to schedule your free consultation to review
your finances and your options.
We have offices in Winnipeg and Kenora and are happy to
provide reliable and non-judgmental assistance.
www.LCTaylor.com