1. 1 March 2012
3-6 FA “Swift & Bold”
FRSA Flash
F O R T D R U M A N N O U N C E S
C O M M U N I T Y M E E T I N G
U S S E N A T O R G I L L I B B R A N D
&
H O L L Y P E T R A E U S
The community meeting can consumers from unfair,
with U.S. Senator Kirsten deceptive or abusive prac-
Gillibrand (N.Y.) and Holly tices at the hands of finan-
Petraeus, of the Consumer cial services providers -
Financial Protection Bureau, banks, credit card compa-
will begin at 3:45 p.m. in nies, mortgage and payday
the Commons on Friday, lenders, and debt collec-
March 2nd. So make sure tors, to name a few.
you grab a seat by 3:30
when the doors will close! One group in particular is
The discussion will focus often at risk of being tar-
on consumer protections geted by unscrupulous Kirsten Gillibrand
and financial issues facing lenders: service members
our military members. and their Families who find
Gillibrand and Petraeus will themselves in financial
focus their discussion on trouble and strapped for
how to best assist military cash to cover debts and ex-
families who are facing fi- penses due to the unique
nancial issues. There also challenges members of the
will be a question-and- military face.
answer session for the
community.
The Consumer Financial
Holly Petraeus
Protection Bureau was es-
tablished to protect Ameri-
Contents of this newsletter are compiled from multiple Military Family news sources. Material presented does not
represent the views or endorsement of 3-6 Field Artillery or the United States Army. This material is for personal use
of the readers. All readers are encouraged to do further research for all applicable restrictions and guidelines.
2. P a g e 2
Tricare chooses Metlife not
United Concordia for dental
The U.S. Government Accountability Office (GAO) upheld a decision to award a $3.1
billion Tricare dental plan contract to a different insurer, its first change in 15 years.
Tricare Management Activity agency at the U.S. Department of Defense decided to
give New York, N.Y.-based Metropolitan Life Insurance Co. a $3.1 billion dental plan
contract rather than United Concordia Cos., based in Harrisburg, Pa.
Tricare managers decided that the MetLife provider network suited the military insur-
ance program better than United Concordia‟s network, the Pittsburgh Post Gazette
reported.
United Concordia, a division of Pittsburgh, Pa.-based Highmark, was the Tricare den-
tal program provider for 15 years.
Effective May 1, 2012, MetLife will become the dental carrier for the TDP. MetLife will
begin providing dental coverage to over 2 million family members of uniformed ser-
vice active duty personnel, members of the Selected Reserve and Individual Ready Re-
serve, their eligible family members, and Survivors.
Beneficiaries will have access to MetLife's network with over 161,000 dentist access
points, and this number continues to grow.
Additional information about the contract is available at www.tricare.mil/TDPcontract
and benefit updates are available at www.tricare.mil.
PLEASE NOTE that the change to MetLife is for the TDP program only. The Active
Duty Dental Program will still be administered by United Concordia®.
Changes to the TDP will include enhanced dental coverage at a lower premium share
than before. MetLife will distribute program information, provider network details be-
ginning in first quarter 2012. Highlights to the benefits
and enhancements are listed below: Claims will continue
to be processed as they
· Coverage of posterior resin (tooth colored/white) fillings are now and changes in
· Increase in the annual maximum to $1,300 per enrollee the mailing address,
(formerly this was $1,200 claims processing, etc.
will be provided in
· Increase in the lifetime orthodontic maximum to $1,750 early 2012
3. P a g e 3
· $1,200 per year for services related to dental treatment due to an accident as defined in
the TDP handbook
· No cost shares for scaling and root planing (deep cleaning) for diabetics
· Coverage of an additional (3rd) cleaning for women during pregnancy
· Expansion of the survivor benefits to surviving spouse and child(ren)
If you would like to check if your dentist is already part of the MetLife network, please
click Find a Dentist on the right and search for a DPPO provider. If the dentist is not a
member, dentists can easily request an application on our website for dentists, http://
www.metdental.com/.
Effective May 1, 2012
M e t L i f e w i l l b e c o m e t h e d e n t a l c a r r i e r f o r t h e
T r i c a r e D e n t a l P l a n .
MetLife and United Concordia, the current TDP contractor, are working together to com-
plete the contract transition activities for MetLife‟s start on May 1, 2012. TDP claims with a
date of service prior to May 1, 2012 will continue to be processed by United Concordia un-
til April 30, 2013. All TDP claims with a date of service on or after May 1, 2012 will be sub-
mitted to MetLife. Please make note of these important dates to ensure timely processing
of your TDP claims.
The new TDP contract that MetLife will be administering is not to be confused with the
separate TRICARE dental contract that covers eligible uniformed service members. The Ac-
tive Duty Dental Program (ADDP) will continue to be administered by United Concordia.
MetLife is looking forward to the opportunity to provide quality dental coverage and oral
health educational programs to the more than 2 million TDP beneficiaries, which include
the family members of all active duty uniformed services personnel, members of the Na-
tional Guard and Reserves, and their eligible family members.
For a list of participating Dentists or for specialists go to http://
www.metlife.com and click on the search box in the upper right..
Check with your current dentists as not all dentists accepting the
program are listed on the site at this time.
4. P a g e 4
F RG S C H E D U L E D M E E T I N G S
Alpha Battery Golf Company
Wed, 28 Mar @ 6PM BN Thur. 15 Mar @ 6PM Hillside
Classroom Lodge
Bravo Battery HHB
Tues. 20 Mar @ 5:30PM Hill- Thur. 15 Mar @ 6PM BN
side Lodge Classroom
5. P a g e 5
March Schedule of Events
March 2 - Military Free Lift Tickets - Snow March 10 – Maple Days – McEwen Library
Ridge
March 10 – Texas Hold „Em Tournament –
March 2 – A Cold Winter‟s Night Program End- BOSS
ing Party – McEwen Library
March 10 – Trip to Monster Truck Jam – Parks
March 2 - 3-6 Hail and Farewell 1700 - Ameri- and Recreation
can Legion
March 10 – Midnight Sports – Youth Center
March 2 - Ft Drum History Documentary
March 11 - DAYLIGHT SAVINGS (Spring For-
Showing 1800 - USO
ward by an hour)
March 2, 16, & 30 – Indoor Paintball – Youth
March 12 – 2012 Volleyball League Begins -
Center
Sports
March 3 – Snowmobile Safety Class – Adven-
March 12-16 - 3-6 Warrior First Responder
ture Training
Training
March 3 - Saturday Opening, Off the Beatin‟
March 12-23 HQ Training
Path 1000-1300 - OTBP Gift Store
March 12 - EFMP Using Social Stories, 11:30AM @
March 3 – Saturday Open Recreation - School
ACS
Age Center
March 14 - Fort Drum Education Liaison Committee,
March 5-9 - 3-6FA Table XII Field Exercise
1030-1130 @ The Commons
March 5 – 16 – Indoor Triathlon – Monti Physi-
March 15 - FRG Steering Meeting, 1130 @ BN
cal Fitness Center
Classroom
March 7 - CLIF - Commons
March 15 - Golf FRG Meeting, 1600 @ Hillside
March 6 & 7 – AFTB Level 1 Training – Army Lodge
Community Service
March 15 - HHB FRG Meeting, 1800 @
March 9 & 23 – In Her Shoes: Living With Do- BN Classroom
mestic Violence – Army Community Service
March 16 - Military Free Lift Tickets, 1000-2030 @
March 9 – Youth Conflict Resolution Training – Snow Ridge
Youth Center March 16-17 - ESC Women’s Conference, 0900-1600
@ The Commons
March 10 – Ice Fishing Trip – Parks and Rec-
reation March 16-18 - North Country Goes Green Irish Festi-
val @ Dulles State Office Building
March 10 – 2012 Basketball Tournament –
Sports Office March 17 ST. PATRICKS DAY
6. P a g e 6
Volunteers needed!!
Location:
Pine Plains Complex
8. P a g e 8
Between multiple deployments, relocations and time spent apart, Military Families must
learn to make every second together count. While Soldiers are protecting our country,
their Families are doing their part on the homefront to keep the tight-knit community
from unraveling.
To honor their sacrifices and to celebrate April as Month of the Military Child, The
Mountaineer staff is looking for four Fort Drum youths who show exceptional character
at home, in school and in the community. Submissions will be accepted through March 9
and should be limited to 200 words.
Children will be selected based on the following criteria:
* Scholastic activities and involvement
* Family contribution (helping out at home, chores, etc.)
* Community activities and involvement
* Leadership skills
* Volunteer service
* Academic standing / achievement
* Other activities, such as clubs, intern-
ships and summer work
Include any awards and honors the child
has achieved.
A nominee must be a student within
grades 7-12 and reside with a military ser-
vice member assigned at Fort Drum.
Selections will be made before April 1. The
Mountaineer will highlight each child with
a feature article and photos on the
"Mountaineer People" page (B3). Families
with more than one child may submit one
entry per child or a combined entry.
To submit a child for consideration, email the essay in a Word document to
drum.pao@conus.army.mil with the words “Military Child Nominee” in the subject line.
Include the child‟s name and age, and the military parent‟s name, unit and telephone
number.
11. P a g e 1 1
The Spouses' Club Fort Drum is now accepting scholarship applications
for the 2012-2013 academic year.
Eligible individuals are:
Spouses and children of active duty, reserve, or retired active duty military (officer or
enlisted)
-time accredited degree pro-gram during the upcoming 2012-
2013 academic year (fall & spring terms).
communities.
The application can be found at www.fdosc.com, under "Forms" and must be postmarked by
March 31, 2012.
Please direct any questions to Scholarship Chair Mary Gauvin at ftdrumscholar-
ships@hotmail.com.
14. P a g e 1 4
WORD SEARCH PUZZLE
T N O F D G C I N Y Z J P R
H J O I R Z R U R B D A J E
R V E R Q E L E N E T N Z V
CLOVER PATRON
E D I D T E L E E R L B E O
GREEN SHAMROCKS
E P G N D A E S I N N A Y L
ISLE EMERALD
E N I C J T P C I R Y F N C
PATRICK IRELAND
H A M D N D K E H R W E G D
SEVENTEEN MARCH
S I V E Y A D I L O H M B X
DIED SAINT
R X V I V K W L R H X E I E
HOLIDAY THREE
LEAF M E P W B U D B L U T R Q Q
S R N B Q A C X O Z D A E T
O K Z Z B F M A R C H L L Y
L R S H A M R O C K S D W S
F M F O G F A E L T P F J M
15. P a g e 1 5
ACROSS
1. He plays roles
6. Wild hog
10. Mongrel
14. Drudge
15. Competent
16. A river in Spain
17. Dot on a computer screen
18. Bit
19. Hammer or saw
20. Lacking ardor or vigor or en-
ergy
22. Charge per unit
23. Goddess of the dawn (Greek
mythology)
24. Truth, old-style
26. The reason for the action
30. Noisily eat soup
32. Pee
33. The right side of a ship
37. Give food to
38. Without delay
39. Fifty-three in Roman numerals
40. Repossess
42. Diacritical mark
43. Belief
44. A reddish brown
45. A-list
47. Adult males
48. Ends a prayer DOWN
49. Detectable
56. Hindu princess 21. Foot digit 41. Feline
57. A Freudian stage 1. Cobras 25. Sphere 42. Melodious
58. Pilot 2. Trim 26. Mishandle 44. VCR button
59. Glove 3. Cab 27. Chocolate cookie 45. Electronic mes-
60. Kid 4. Not under 28. Level sages
61. Speak 5. Alleviate 29. Nebulous 46. Slowly, in music
62. Gin flavor 6. Vouches 30. Secret supply 47. Units of distance
63. X X X X 7. Double-reed wood- 31. Shoestring 48. Weapons
64. Loamy deposit wind 33. Blemish 50. Cameo stone
8. Anagram of "Salt" 34. Anagram of "Sail" 51. Bring
9. Comfort 35. Carnival attrac- 52. Countertenor
10. Superman's city tion 53. Chomp
11. German subma- 36. Meal plan for 54. Bottom of the bar-
rine weight loss rel
12. Engagement 38. Arouse hostility 55. Mistakes
13. Lacquered metal-
ware