A provocative opening-speech about the need of innovation even in the middle of the world-wide financial crisis

1. THERE’S JUST MORE THAN The Little Light on the Left Wichert van Engelen Innovation-management & Consultancy

5. Buzz or now-or-never?

6. Yet ……

9. Post-offices sell financial products

10. Retailers sell financial products

11. Car manufacturers sell financial products

12. Direct sellers sell financial products

13. Virgin is everything and a bank

14. Zopa: peer-to-peer lending An online marketplace where people meet to lend and borrow has huge cost advantages which is why Zopa members get a fairer deal when it comes to their money. In Zopa’s wake, copycats such as Prosper in the US, Smava in Germany and Boober in the Netherlands have sprung up across the world. Social Lending is a financial category of genuine and increasing importance.

15. Social networks are the dominant internet hotspots Banks must be where the people are Where are You ?

16. Facebook: peer-to-peer Lending

18. Own your own bank in SL LindeX - the official Second Life Linden Dollar exchange.

19. E-bay en Google offer payments anywhere

20. Lown entrance walls

21. Ideeen Genoeg Slagvaardig innoveren in de dienstverlening

24. More of the same money Incremental Radical New Business creation Radical innovation in current business Continious improvements Fresh money

25. 1% Innovation 99% Execution Grow by managing mature business efficiently and incremental improvements Invest in creating future growth engines Run and win the game Change the game

28. Only implemented ideas will become part of history

30. No company ever grew to greatness by cutting costs. (Jack Welch)

32. Customer Made Brand spaces Massclusivity Trendwatching.com No Frill Chic Infolust Futureguru.com Trendwatchers

33. In all likelihood, world inflation is over. CEO of IMF, 1959

34. Remote shopping, while entirely feasible, will flop, because women like to get out of the house … Time magazine, 1966

35. Man will not fly for 50 years. Wilbur Wright, 1901

37. The Japanese auto industry isn’t likely to carve out a big share of the market. Business Week, aug 1968

38. I think there is a world market for maybe five computers. Cthomas Watson, CEO IBM 1943

39. The automobile has practically reached the limit of its development. Scientific American, 1909

40. 640 K ought to be enough for anyone. Bill Gates, 1982

41. The possibilities of the aeroplane have been exhausted, we must turn elsewhere. Thomas Edison, 1895

42. There is no reason anyone would want a computer in their home. Ken Olson, founder of Digital Equipment Org. 1977

43. Who the hell wants to hear actors talk? H.N. Warner, Warner Bros, 1927

44. Everything that can be invented, has been invented. C.H. Duell, dir. US Patent Office, 1899

61. Yet….. Top always wants innovation, but choses: the well-known the short term

63. Funnel 50 ideas 10 pilots 5 in production

64. Innovation: It’s not a funnel. It’s a dangerous journey, from idea to money along a lot of obstacles (Eddie Obeng)

65. Businesscase Businessmodel

69. Radicality Low High Low High Passion Graveyard Line organisation Sandpit Golden mountains

70. 6948

71. Ships in harbour are safe. But that’s not what ships are built for . (Alan Ada)

73. Nothing venture Nothing win (England, 15th century)

74. ING Questions?