Health Care Reform Assistance & Services: HR&P offers the highest quality human resource outsourcing and payroll services to a diverse pool of clients.

1. Toll Free: 877.880.4477
Phone : 281.880.6525
HR&P offers valuable compliance
assistance and customized tools to help
employers stay on the tracks.
www.hrp.net

2. How HR&P Can Reduce Your Compliance Burden
• Providing a customized summary report on how Health Care Reform impacts your business
• Calculating potential penalties under the “Play or Pay” provision
• Offering a Full Time Equivalent (FTE) Employee calculator
• Performing a tax credit eligibility test for small businesses
• Providing a tracking report for all “Variable Hour Employees” in conjunction with 4980H
• Distributing required notices to all eligible employees
www.hrp.net

3. Health Care Reform Services also provided by HR&P
Summary of Benefits Coverage (SBC)
www.hrp.net
• Distribute material to all existing and eligible new hires within the deadlines
• Update material when changes or amendments are made to the plan
• Online access so employees can view or print material
• Assist with questions from employees or employer
• Incorporate with ERISA required SPD’s and open enrollment materials

4. Employee Notice of Exchange
www.hrp.net
• Notice to all new and existing employees that describes all the options available under the
Exchange
• Guidance on how to sign up for the Exchange and what coverage is being offered
• Troubleshoot difficult issues with the Exchange

5. Medical Loss Ratio (MLR) Rebates
www.hrp.net
• Provide carriers with the monthly average total number of employees so they can calculate
the rebate
• Assist in distributing rebates to each employee through a payroll credit or separate check
(client’s discretion)
• Explain other options the DOL gives the employer in issuing the rebate
• Issue a notice to each employee getting a rebate explaining the purpose of the rebate

6. Employer Shared Responsibility
www.hrp.net
• Employers with 50+ FTEs and/or equivalents, must offer affordable, minimum essential
coverage or be subject to tax penalties.
• Calculating the minimum wages that must be paid to avoid offering “unaffordable
coverage”
• Helping clients establish a measurement period (3-12 months) and keeping track of existing
and newly eligible employees
• Providing reports that reflect where each employee stands (FTE Status, Variable Hour
Status, Lookback Period, Stability Period) during this process throughout the year to help
avoid tax penalties
• Notify all newly eligible employees and provide available coverage information

7. Medicare Tax on Wages and Unearned Income
www.hrp.net
Applies to those earning: $200,000 if filing single; $250,000 if married filing jointly, and;
$125,000 if married filing separately.
• Calculate and apply the 0.9% increase in Medicare tax on wages
• Calculate and apply the 3.8% Medicare tax on unearned income

8. Form W-2 Reporting
www.hrp.net
Applies to employers with 250+ W-2s for the tax year.
• Track and include the value of group health coverage provided to employees showing the
total costs for both employee and employer

9. Flexible Spending Account (FSA) Annual Limit
www.hrp.net
• Conduct open enrollment meetings to educate employees on tax savings, changes, and
increase participation in the plan
• Hand out material to employees that explain the changes to the annual limit ($2,500),
eligible expenses, and answer employee & employer questions
• Online enrollment with new and existing employees
• Mobile Application that gives you direct access to your account, text notifications, and
debit card
• 3 in 1 (FSA, HSA, HRA)

10. 14550 Torrey Chase Blvd., Ste. 360 Houston, TX 77014 USA
www.hrp.net
E-mail : info@hrp.net
Toll Free
Phone
Fax
:
:
:
877.880.4477
281.880.6525
281.866.9426