The article discusses how banking has become more regulated and less risky compared to the past. It notes that loose lending practices are no longer acceptable and that banks now have to follow strict rules around capital adequacy, risk management, and corporate governance to maintain stability in the financial system. The "cowboy days" of banking are over according to the article.

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Monday , February 25, 2013
There's no such thing as cowboy banking (also see in HTML)
Publication: Business World , Journalist:Rajeev Dubey, Edition:National , Page No: 82, 83, 84, 86, Location: Fullpage , Size(sq.cms): 532
Page No­83,Size of Article­532

3. Page No­84,Size of Article­532
Page No­86,Size of Article­532