Great, easy ways to improve finances in the new year.

1. 5 SIMPLE WAYS TO
SAVE MONEY IN 2016

2. It's hard to change old spending habits
and it sometimes can feel like you're
trapped in the same financial practices at
home. Keeping things simple and easy is
the best way to control day to day
spending habits, which in turn will help
overall saving patterns. The following are
only a few ways to help save in 2016.

3. DEALS DEALS DEALS
The holiday time is more than an opportune
time of the year to take advantage of stores
with merchandise up to 90% off. Ask anyone:
it is in your best interests to purchase goods
during the small window in the month of
January.

4. DISCOUNTED COUPONS
They come in all sorts of shapes and sizes, but
are nonetheless a primary way to save money in
the new year. Some additional helpful tips are to
check the store or company facebook/twitter
page to stay informed of the latest deals.

5. QUESTION WHAT YOU'RE BUYING
Although not the most fun or exciting tip, it
definitely is the most useful in terms of sorting
through what you actually need and don't. It is
important to ask yourself the value of what
you're purchasing to keep a constant check on
your spending habits.

6. CAP BUDGETS
By setting a specific budget or capping a
recurring expense ahead of time, it makes it
easier to adjust in order to exercise self-
control in terms of spending. It may sound
silly, but it is an effective way to save by just
taking simple steps to plan.

7. USED IS BETTER THAN NEW
When saving money on clothing, shoes and even
household goods, thrift shops are a great way to
start bringing dollars back into your pocket. Much
cheaper than the mall with great prices, used is the
way to go.