Probability, volatility and risk are the few concepts that people might shun or keep away, particularly when the question of funds or wealth arises. Each person who wishes to invest, whether a newbie, fairly professional or a utterly knowledgeable individual might like to steer clear of any amount of risk. Who would want to rely on uncertainty and lose the savings and income earned by hard work and additional hours at the company? Well, the answer is 'no one'.