Tax Filing Season: What to Expect and New Opportunities for the Enrollment Community

© 2016 Enroll America and Get Covered America
EnrollAmerica.org | GetCoveredAmerica.org
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Tax Filing Season: What to
Expect and New Opportunities
for the Enrollment Community
January 26, 2016

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I. Introduction
• Zachary Baron, Senior Policy Analyst, Best Practices Institute
II. ACA Taxes Issues and How TurboTax Can Help
• Mike D’Avolio, CPA, Intuit TurboTax
III. Tips for Tax Preparation Partnerships
• Neil Deegan, Pennsylvania State Director, Enroll America
IV. VITA Sites As Gateways
• Will Gonzalez, Executive Director, Ceiba
V. Q&A
• Submit any time via chat (no questions will be taken by phone)
Agenda

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Making Sure Consumers Know:
The Fine Amount is Increasing

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• Encourage Reporting of
Income and Other
Changes
• Set Expectations
• Build More Extensive
Relationships With Tax
Preparers
Importance of Year-round Outreach

Intuit Confidential and Proprietary1
ACA Tax Issues and How TurboTax Can Help
Mike D’Avolio, CPA and Tax Expert for TurboTax®
January 26, 2016

• Information about how the ACA will affect taxes
• Options for finding financial assistance
to purchase health insurance
TurboTax and Enroll America Partnership

• Another check the box year
• 1095-B & C
• 1095-A
• Advance Premium Tax Credit
• Penalties
• Exemptions
Year 2 of ACA Compliance

How TurboTax Helps You Easily Report Your Health Insurance on Your Taxes

• For the almost 8 out of 10 Americans who were already insured in
2015, reporting health care will be as simple as checking a few
boxes.
Insured

• New 1095-B & 1095-C forms
• Not needed for filing
• Can rely on insurance card, EOB, payroll stub or W-2
Government, Employer or Market Coverage

• Customers are not charged to file forms related to ACA
• They will need this form in order to file accurately
Marketplace Insurance

• Reporting Marketplace insurance and premium tax credits is simple
Marketplace Insurance

• More than half of the estimated 40 million Americans who are
uninsured may be exempt from the penalty
• 30 plus exemptions
People Who Are Exempt

• The penalty in 2015 is $325 per adult and $162.50 per child or
about 2% of household income.
• The penalty for going without insurance for 2016 goes up to
$695 per adult and $347.50 per child or about 2.5% of
household income.
• TurboTax connects people to health insurance resources to help
reduce penalties.
Uninsured Americans

• TurboTax insured filer experience video*:
https://www.youtube.com/watch?v=ztNCjneKhEQ&feature=youtu.be
• TurboTax Marketplace insurance filer experience*:
https://www.youtube.com/watch?v=ayiPA4hUZso&feature=you
• TurboTax Forms video explainer – 1095 A, B, C:
https://www.youtube.com/watch?v=R0H2k9HStdA
• 1095 inFORMation Calculator: http://blog.turbotax.intuit.com/health-care/turbotax-1095-
information-20416/
• TurboTax Exemption Check Calculator: https://turbotax.intuit.com/health-
care/exemptions/#!/exemption-home
• TurboTax Uninsured filer experience video*:
https://www.youtube.com/watch?v=ZOOBwYuZq_A
Appendix – TurboTax Resources

Thank You

55
TIPS FOR TAX PREPARATION
PARTNERSHIPS
Neil Deegan, Pennsylvania State Director, Enroll America

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Get Covered PA

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• VITA sites (Campaign
for Working Families)
• CEIBA
PA Tax Filing Partnerships

8
• Initial conversations
• Making the connection
between taxes and coverage
• Developing partnerships
• Likely there are organizations
in your networks that do tax
prep, or can help you find
those that do.
• Coalition-building
• Bring those organizations into
your enrollment coalitions.
They are a key connector!
Engaging Groups

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• Active ask
• Ask every single client if
they have coverage!
• Intake forms/data sharing
(with consent)
• Ask at intake about
coverage status. Offer to
make follow-up calls to
those consumers to help
them get covered.
• Follow-up
• Follow-up is a critical
piece of this. Every
additional conversation
increases the likelihood
that someone gets
covered.
Identifying the Uninsured

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• Limited overlap with OE3
• Only a few days where tax prep
events will overlap with open
enrollment.
• Consumers don’t always have
time to do taxes AND enrollment
• Help them make an appointment
for enrollment assistance before
they leave!
• Medicaid enrollment/SEPs
• For those eligible for Medicaid or
an SEP, make sure they know
they can get covered after 1/31!
Challenges/Opportunities

11
• Final weekend of OE3
• Year-round outreach
• Maximizing existing
partnerships
Looking Ahead

Health
&
Taxes
VITA Sites as Gateways to ACA

Health
&
Wellness
are
Pocket
Book
Issues
Promoting integration of various services for clients and
economies of scale for service providers.

ACA increases
the
need to file
taxes
accurately
&
inexpensively
Taxes offer a comprehensive view of a household's
finances. This includes Unauthorized immigrants.

Undocumented
immigrants are not
excluded from the
requirement to file
taxes
The IRS created the Individual
Taxpayer Identification Number
(ITIN) to help people without
Social Security numbers file tax
returns.
At least half of the
unauthorized immigrants in the
country are subject to payroll
tax withholdings because they
present a 'made up' Social
Security Number to their
employer.

Giving people information
to enroll in affordable
health insurance is
important.
It is just as important,
however, to inform people
if they do not qualify for
ACA.
Some people have been
improperly enrolled in
health insurance and that
may cause them legal
harm later.

Talking about Health Insurance will help unauthorized immigrants not be afraid to enroll
their US born children in health insurance.
This is important becuase the Pew Hispanic Center determined that:
• 45% of unauthorized immigrant households in the US are couples with children
• 37% of all unauthorized immigrants were parents of children who are US citizens
• There are 4.1 million US born children of unauthorized immigrant parents residing in
this country and the number is growing

Screenings
provide
clients with
their own
health data
to support
their need
to secure
health
insurance.
Work with VITA sites to offer Free health screenings during
Free tax preparation sessions – Great way to break the ice
about health & the Affordable Care Act.

Workshops linking VITA and ACA before, during, and after the Open Enrollment
Period are important.
Make presentations to the general public and to service providing professionals.
Information about the relatively new and complex Affordable Care Act is best
absorbed through small doses, repetition, & letting people ask questions about it.
Fresh looks at ACA through:
Health & Taxes
Health & Wellness as Asset-Building Tools

Enhance community
awareness through
the media of the
economic benefits
of thinking of
affordable health
insurance and
wellness programs
as asset-building
tools.

XX
s
CONCILIO
141 E. Hunting Park Avenue, Philadelphia, PA 19140
(215) 627 - 3100
Thursday/Jueves
April/Abril 2 & 9
For families with income less than $53,000 a year
Para familias con ingresos menos de $53,000 al año
DIRECT
DEPOSIT
NO
FEES
RÁPIDOIMPUESTOS SERVICIO
GRATUITO
EITC E-FILE
TAXESFREEFAST
Health and Taxes
SALUD e IMPUESTOS
Free health screenings and tax preparation
Chequeos médicos y preparación de impuestos gratuita
¡LLAME PARA
HACER SU CITA!
CALL FOR AN
APPOINTMENT!
Free tax
preparation is an
ideal gateway to
help people
better
understand ACA;
secure affordable
health insurance;
and
participate in
wellness
programs.

12
Key Takeaways
Tax Season is an Important Component of Year-round
Outreach
Get to Know ACA and Taxes 101
Engage New Partners to Identify the Uninsured
Health and Taxes Can Provide a New Vantage Point for
Consumers

1313
QUESTIONS?

Tax Filing Season: What to Expect and New Opportunities for the Enrollment Community

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