The D&B U.S. Economic Health Tracker showed dogged improvement in April 2014. Small business health stabilized after a number months of decline. Although wintry weather took its toll in the Northeast and Midwest earlier in the year, small businesses continue to demonstrate strong on-time bill and credit-card payments. Meanwhile, an estimated 208,000 new jobs were created, driven by strong gains in the retail and manufacturing segments. Finally, the U.S. Business Health Index strengthened yet again in April, registering a 53.7-percent index value, the highest recorded level since the index began in December 2010. U.S. businesses show sustained balance sheet and financial health, based on the weighted average of D&B’s Viability Rating, Delinquency Predictor, and Total Loss Predictor. Overall, the American economic recovery remains a choppy one, albeit with signs of hope in specific sectors.

1. 2.9%
9.1%
3.3%
Payment Delinquency
Credit Card Delinquency
Credit Card Use
Manufacturing Retail
Real Estate
Construction
Business Services
Trade,
Transportation
& Utilities
Small Business Health Index
U.S. Jobs Health
D&B U.S. Economic Health Tracker
A multi-dimensional view of the U.S. Economy
D&B’s Small Business Health Index stabilized during the last
reporting period, indicating potential strengthening of the
small business sector. Challenges remain, due largely to the
lack of stronger top-line growth in the U.S. economy.
D&B estimates 208,000 new jobs were added to
U.S. payrolls in April 2014, with marked gains in retail
and manufacturing.
May 2014
Small Business Health Index: Overall
Source: D&B Global Data, Insights & Analytics
60
80
100
120
Apr' 14Dec '10Dec '08Dec '06Dec '04
0.4points
US Jobs Health: Overall
Source: D&B Global Data, Insights & Analytics
140000
160000
180000
200000
220000
Apr' 14Mar' 14Feb' 14Jan' 14Dec' 13Nov' 13
208,000
www.dnb.com/tracker

2. The D&B U.S. Economic Health Tracker showed dogged improvement in April 2014. Small business health stabilized
after a number months of decline. Although wintry weather took its toll in the Northeast and Midwest earlier in the
year, small businesses continue to demonstrate strong on-time bill and credit-card payments. Meanwhile, an estimated
208,000 new jobs were created, driven by strong gains in the retail and manufacturing segments. Finally, the U.S.
Business Health Index strengthened yet again in April, registering a 53.7-percent index value, the highest recorded level
since the index began in December 2010. U.S. businesses show sustained balance sheet and financial health, based on
the weighted average of D&B’s Viability Rating, Delinquency Predictor, and Total Loss Predictor. Overall, the American
economic recovery remains a choppy one, albeit with signs of hope in specific sectors.
The Small Business Health Index measures year-over-year small business performance through equally weighted payment
patterns and credit use. U.S. Jobs Health combines Small Business Health Index industry data with BLS figures to forecast
monthly nonfarm payroll employment. The U.S. Business Health Index provides a year-over-year equally weighted average
of D&B’s Viability Score, Delinquency Predictor and Total Loss Predictor. The index ranges from zero (with all businesses
recording high levels of risk) to 100% (with all businesses recording low levels of risk). Data available as of Apr. 25, 2014.
Methodology
www.dnb.com/trackerMay 2014
About Dun & Bradstreet® (D&B)
Dun & Bradstreet (NYSE:DNB) is the world’s leading source of commercial information and insight on businesses, enabling companies to Decide with Confidence® for 172 years.
D&B’s global commercial database contains more than 230 million business records. The database is enhanced by D&B’s proprietary DUNSRight® Quality Process, which provides
our customers with quality business information. This quality information is the foundation of our global solutions that customers rely on to make critical business decisions.
© Dun & Bradstreet, Inc. 2014. All rights reserved. (DB-3799 5/14)
U.S. Business Health Index
To learn more, visit www.dnb.com/tracker
Perspectives
12.2%
2.3%
Viability
Delinquency
11.6%Total Loss
US Business Health Index: Overall
Source: D&B Global Data, Insights & Analytics
45
50
55
Apr' 14Jan '13Feb' 12
IMPROVEMENT
NEUTRAL
DETERIORATION
8.6%
TOTAL INDEX VALUE
53.7
Y/Y
U.S. business health improved 8.6 percent year-over-year in April 2014.
Businesses faced a lower risk of failing and continued making on-time
bill payments.
How to read
this indicator:
A reading
of 50%
represents
“neutral.”
A reading of
more than
50% reflects
improvement
and a reading
of less than
50% reflects
deterioration.