Life Insurance Industry in Denmark to 2017 @ http://www.researchmoz.us/life-insurance-in-denmark-key-trends-and-opportunities-to-2017-report.html The Danish life segment registered significant review-period (2008–2012) growth at a compound annual growth rate (CAGR) of 3.7%, higher than that of the non-life segment, mainly supported by group superannuation and unit-linked products. Insurer’s market life insurance as savings products, and Danish consumers’ generally high propensity for risk led to life and group superannuation insurance companies launching more transparent, rather than traditional, products.

1. Life Insurance in Denmark, Key Trends and Opportunities to 2017
Synopsis
The report provides in-depth market analysis, information and insights into the Danish life insurance segment, including:
The Danish life insurance segment’s growth prospects by life insurance categories Key trends and drivers for the life insurance segment The various
distribution channels in the Danish life insurance segment The detailed competitive landscape in the life insurance segment in Denmark Detailed regulatory
framework of the Danish insurance industry A description of the life reinsurance segment in Denmark Porter's Five Forces analysis of the life insurance segment
A benchmarking section on the Danish life insurance segment in comparison with other countries in the Nordic Region
Executive summary
In terms of written premium, the life insurance segment accounted for the largest share of the Danish insurance industry during the review period. The Danish
life segment registered significant review-period (2008–2012) growth at a compound annual growth rate (CAGR) of 3.7%, higher than that of the non-life
segment, mainly supported by group superannuation and unit-linked products. Insurer’s market life insurance as savings products, and Danish
consumers’ generally high propensity for risk led to life and group superannuation insurance companies launching more transparent, rather than
traditional, products. The life segment grew at a CAGR of 3.7% during the review period. In the individual categories, key life products include individual life
and unit-linked, whereas the group category covers group life and group superannuation insurance. Group superannuation products accounted for 84.2% of the
segment in 2012, mainly due to the aging population of the country, and are expected to lead the life segment over the forecast period with a 84.8% share of the
segment’s gross written premium in 2017.
Scope
This report provides a comprehensive analysis of the life insurance segment in Denmark:
It provides historical values for the Danish life insurance segment for the report’s 2008–2012 review period and forecast figures for the
2012–2017 forecast period. It offers a detailed analysis of the key categories in the Danish life insurance segment, along with market forecasts until 2017.
It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes,
total assets, total investment income and retentions. It analyses the various distribution channels for life insurance products in Denmark. Using Porter’s
industry-standard “Five Forces” analysis, it details the competitive landscape in Denmark for the life insurance business. It provides a detailed
analysis of the reinsurance segment in Denmark and its growth prospects. It profiles the top life insurance companies in Denmark and outlines the key regulations
affecting them.
Reasons to buy
Make strategic business decisions using in depth historic and forecast market data related to the Danish life insurance segment and each category within it
Understand the demand-side dynamics, key market trends and growth opportunities within the Danish life insurance segment Assess the competitive dynamics in
the life insurance segment, along with the reinsurance segment Identify the growth opportunities and market dynamics within key product categories Gain
insights into key regulations governing the Danish insurance industry and its impact on companies and the market's future
Key highlights
The Danish life insurance segment is mainly supported by group superannuation and unit-linked products Denmark’s rapidly growing aging population
is expected to play a key role in the growth of life insurance The Danish life segment is regulated by the Danish Financial Supervisory Authority (DFSA), which
also regulates the non-life and personal accident and health segments As of 2012, 34 companies were licensed to conduct life insurance business in the country, of
which seven operated exclusively in pension insurance The Danish life segment is highly concentrated, and the 10 leading insurers accounted for 77.8% of the
segment’s written premium in 2012
table Of Contents
1 Executive Summary
2 Introduction
2.1 What Is This Report About?
2.2 Definitions
2.3 Methodology
3 Nordic Region Market Dynamics
3.1 Overview
3.1.1 Market Trends
3.1.2 Market Size
4 Life Insurance Segment – Regional Benchmarking
4.1 Scale And Penetration
4.1.1 Total Gross Written Premium
4.1.2 Premium Per Capita
4.1.3 Life Insurance Penetration (% Of Gdp)
4.2 Growth
4.2.1 Gross Written Premium
4.2.2 Gross Written Premium Per Capita
4.3 Efficiency And Risk
4.3.1 Loss Ratio
Life Insurance in Denmark, Key Trends and Opportunities to 2017

2. 4.3.2 Combined Ratio
4.3.3 Incurred Losses Per Capita
4.3.4 Incurred Losses As A Percentage Of Gdp
4.4 Distribution Channels
4.4.1 Direct Marketing
4.4.2 Bancassurance
4.4.3 Agencies
4.4.4 Online Channels
5 Danish Insurance Industry Attractiveness
5.1 Insurance Industry Size, 2008–2017
5.2 Key Industry Trends And Drivers
6 Life Insurance Outlook
6.1 Life Insurance Growth Prospects By Category
6.1.1 Individual Life Insurance
6.1.2 Individual Unit-linked Insurance
6.1.3 Group Life Insurance
6.1.4 Group Superannuation Insurance
6.2 Life Insurance Growth Prospects By Product Type
6.2.1 Individual Single-premium Policies
6.2.2 Individual Non-single-premium Policies
6.2.3 Group Single-premium Policies
6.2.4 Group Non-single-premium Policies
7 Analysis By Distribution Channel
7.1 Direct Marketing
7.2 Bancassurance
7.3 Agencies
7.4 E-commerce
7.5 Brokers
7.6 Other Channels
8 Porter’s Five Forces Analysis – Danish Life Insurance
8.1 Bargaining Power Of Suppliers: Medium
8.2 Bargaining Power Of Buyers: Medium-to-high
8.3 Barriers To Entry: Medium
8.4 Intensity Of Rivalry: High
8.5 Threat Of Substitutes: Low
9 Reinsurance Growth Dynamics And Challenges
9.1 Reinsurance Segment Size, 2008–2017
9.2 Reinsurance Segment Size By Type Of Insurance, 2008–2017
10 Governance, Risk And Compliance
10.1 Legislation Overview And Historical Evolution
10.2 Legislation And Market Practice By Type Of Insurance
10.2.1 Life Insurance
10.2.2 Property Insurance
10.2.3 Motor Insurance
10.2.4 Marine, Aviation And Transit Insurance
10.2.5 Personal Accident And Health Insurance
10.3 Compulsory Insurance
10.3.1 Motor Third-party Liability Insurance
10.3.2 Workmen’s Compensation Insurance
10.3.3 Air Carriers And Aircraft Operators Insurance
10.3.4 Third-party Liability Insurance For Dogs
10.4 Supervision And Control
10.4.1 International Association Of Insurance Supervisors
10.4.2 European Insurance And Occupational Pensions Authority
10.4.3 Danish Financial Supervisory Authority (dfsa)
10.5 Non-admitted Insurance Regulations
Life Insurance in Denmark, Key Trends and Opportunities to 2017

3. 10.5.1 Overview
10.5.2 Intermediaries
10.5.3 Market Practices
10.5.4 Fines And Penalties
10.6 Company Registration And Operations
10.6.1 Types Of Insurance Organization
10.6.2 Establishing A Local Company
10.6.3 Foreign Ownership
10.6.4 Types Of License
10.6.5 Capital Requirements
10.6.6 Solvency Margins
10.6.7 Reserve Requirements
10.6.8 Investment Regulations
10.6.9 Statutory Return Requirements
10.6.10 Fee Structure
10.7 Taxation
10.7.1 Insurance Premium Or Policy Taxation
10.7.2 Withholding Taxes On Premium Paid Overseas
10.7.3 Corporate Tax
10.7.4 Vat
10.7.5 Captives
10.8 Legal System
10.8.1 Introduction
10.8.2 Access To Court
10.8.3 Alternative Dispute Resolution (adr)
11 Competitive Landscape And Strategic Insights
11.1 Overview
11.2 Leading Companies In The Danish Life Insurance Segment
11.3 Comparison Of The Top Five Insurers
11.3.1 Gross Written Premium
11.3.2 Gross Claims
11.3.3 Loss Ratio
11.3.4 Assets
11.3.5 Investment Income
11.4 Pfa Pension Forsikrings As– Company Overview
11.4.1 Pfa Pension Forsikrings As – Key Facts
11.4.2 Pfa Pension Forsikrings As– Key Financials
11.5 Danica Pension– Company Overview
11.5.1 Danica Pension – Key Facts
11.5.2 Danica Pension – Key Financials
11.6 Nordealiv A/s – Company Overview
11.6.1 Nordealiv A/s – Key Facts
11.6.2 Nordealiv A/s– Key Financials
11.7 Pensiondanmark A/s – Company Overview
11.7.1 Pensiondanmark A/s – Key Facts
11.7.2 Pensiondanmark A/s– Key Financials
11.8 Sampension Kp Livsforsikring A/s – Company Overview
11.8.1 Sampension Kp Livsforsikring A/s – Key Facts
11.8.2 Sampension Kp Livsforsikring A/s – Key Financials
11.9 Industrienspensionsforsikring A/s – Company Overview
11.9.1 Industrienspensionsforsikring A/s – Key Facts
11.9.2 Industrienspensionsforsikring A/s – Key Financials
11.1 Ap Pension Livsforsikringsaktieselskab – Company Overview
11.10.1 Ap Pension Livsforsikringsaktieselskab– Key Facts
11.10.2 Ap Pension Livsforsikringsaktieselskab – Key Financials
11.11 Pen-sam Livforsikringsaktieselskab – Company Overview
11.11.1 Pen-sam Livforsikringsaktieselskab – Key Facts
11.11.2 Pen-sam Livforsikringsaktieselskab– Key Financials
11.12 Seb Pensionsforsikring A/s – Company Overview
11.12.1 Seb Pensionsforsikring A/s – Key Facts
11.12.2 Seb Pensionsforsikring A/s – Key Financials
11.13 Lærernes Pension – Company Overview
11.13.1 Lærernes Pension – Key Facts
11.13.2 Lærernes Pension – Key Financials
Life Insurance in Denmark, Key Trends and Opportunities to 2017

4. 12 Business Environment And Country Risk
12.1 Business Confidence
12.1.1 Market Capitalization Trend – Copenhagen Stock Exchange, Denmark
12.2 Economic Performance
12.2.1 Gdp At Constant Prices (us$)
12.2.2 Gdp Per Capita At Constant Prices (us$)
12.2.3 Gdp At Current Prices (us$)
12.2.4 Gdp Per Capita At Current Prices (us$)
12.2.5 Gdp By Key Segments
12.2.6 Agriculture Net Output At Current Prices (us$)
12.2.7 Agriculture Net Output At Current Prices As A Percentage Of Gdp
12.2.8 Manufacturing Net Output At Current Prices (us$)
12.2.9 Manufacturing Net Output At Current Prices As A Percentage Of Gdp
12.2.10 Mining, Manufacturing And Utilities At Current Prices (us$)
12.2.11 Mining, Manufacturing And Utilities At Current Prices As Percentage Of Gdp
12.2.12 Construction Net Output At Current Prices, (us$)
12.2.13 Construction Net Output At Current Prices As A Percentage Of Gdp
12.2.14 Inflation Rate
12.2.15 Exports As A Percentage Of Gdp
12.2.16 Imports As A Percentage Of Gdp
12.2.17 Merchandise Exports Growth
12.2.18 Merchandise Imports Growth
12.2.19 Annual Average Exchange Rate (dkk–us$)
12.3 Infrastructure
12.3.1 Commercial Vehicles Exports – Total Value
12.3.2 Commercial Vehicles Imports – Total Value
12.3.3 Automotive Exports – Total Value
12.3.4 Automotive Imports – Total Value
12.3.5 Total Internet Subscribers
12.4 Labor Force
12.4.1 Labor Force
12.4.2 Unemployment Rate
12.5 Demographics
12.5.1 Gross National Disposable Income (us$)
12.5.2 Household Consumption Expenditure (us$)
12.5.3 Total Population
12.5.4 Urban And Rural Populations
12.5.5 Age Distribution Of The Total Population
13 Appendix
13.1 Methodology
13.2 Contact Timetric
13.3 About Timetric
13.4 Timetric’s Services
13.5 Disclaimer
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Life Insurance in Denmark, Key Trends and Opportunities to 2017