The document discusses key statistics and trends in the payments industry, including the rise of mobile technology and non-cash transactions. It notes that over 2 billion people will be using smartphones by 2015. Annual non-cash transactions are projected to reach 333 billion by 2024. Mobile and communications technology are advancing rapidly and will transform how customers make payments. The payments landscape is becoming more global and complex with new players like app developers and intelligent gateways influencing payments.

1. The Payments
Crystal Ball
Peter Turner
CEO, Creditcall
Cartes America 2014, May 13-15
Booth #1615
www.creditcall.com
peter.turner@creditcall.com
Linkedin.com/in/peterturner1

2. Booth #1615
www.creditcall.com
peter.turner@creditcall.com
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Industry Statistics FuturesConsumer MindsetTechnology Evolution
key
INDICATORS

3. Booth #1615
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peter.turner@creditcall.com
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2,000,000,000
people using Smartphones by 2015
Source: eMarketer Worldwide Mobile Phone Users H1 2014 Forecast and Comparative Estimates
smartphone
USERS

4. Booth #1615
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peter.turner@creditcall.com
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annual non-cash
TRANSACTIONS
333 BillionSource: Capgemini/RBS World Payment Report 2013

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peter.turner@creditcall.com
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transaction
VALUE
$21 TrillionSource: The Nilson Report August 19th 2013
Global Credit, Debit, and
Prepaid Card Fraud Losses
Reached $11.27 Billion in 2012
The Nilson Report

6. Booth #1615
www.creditcall.com
peter.turner@creditcall.com
Linkedin.com/in/peterturner1
industry
FEES
$420 Billion

7. Booth #1615
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peter.turner@creditcall.com
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mobile
TECHNOLOGY
?1974 2014 2024

8. §
Booth #1615
www.creditcall.com
peter.turner@creditcall.com
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communications
TECHNOLOGY
?1974 2014 2024
300b/sec 150mb/sec
x 500,000

9. Booth #1615
www.creditcall.com
peter.turner@creditcall.com
Linkedin.com/in/peterturner1
communications
SPEED
1.4 Terabits/s
= 44 HD MOVIES/SECOND

10. §
Booth #1615
www.creditcall.com
peter.turner@creditcall.com
Linkedin.com/in/peterturner1
card
TECHNOLOGY
?1974 2014 2024

11. Booth #1615
www.creditcall.com
peter.turner@creditcall.com
Linkedin.com/in/peterturner1
customers
Know exactly what they want to buy
or
Know the type of product they want to buy
or
Just generally want to be involved

12. Booth #1615
www.creditcall.com
peter.turner@creditcall.com
Linkedin.com/in/peterturner1
SmartPhone
Payment
Influence
App Developer
Intelligent Gateway
Global
Card
Infrastructure
Bank/Processor
Merchant

13. Booth #1615
www.creditcall.com
peter.turner@creditcall.com
Linkedin.com/in/peterturner1
“Developments in mobile technology will
make the 18 year-olds of 2024 ‘a different
digital species to anything we know or can
conceive of today’, with the potential for a
new creativity the realisation of which will
require a society ‘more comfortable with
experimentation’.
NORMAN LEWIS
Director of Technology Research, Orange

14. Booth #1615
www.creditcall.com
peter.turner@creditcall.com
Linkedin.com/in/peterturner1

15. Booth #1615
www.creditcall.com
peter.turner@creditcall.com
Linkedin.com/in/peterturner1
forget the
TECHNOLOGY
identify a
NEED
TRY IT

16. peter.turner@creditcall.com
Linkedin.com/in/peterturner1
If you have any questions:
Come and see us at booth #1615
or visit www.creditcall.com/ChipDNA
Peter Turner
CEO