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THE US HOUSE PRICES
Annelijn De Graeve
CONTENT
 US house prices 2006-2010
 High risk loans and the house prices
 Foreclosures and how it affects borrowers
nowadays
 US house prices August
 Conclusion
29/01/2015
2
Created By Annelijn De Graeve
THE US HOUSE PRICES 2006-2010 (1)
 Largest depreciation
 Nevada:  < 50%
 Also high = Californa, Florida and Arizona
 Texas:  only 2%
 National average  20%
29/01/2015
3
Created By Annelijn De Graeve
THE US HOUSE PRICES 2006-2010 (2)
29/01/2015 Created By Annelijn De Graeve
4
 Fixed-rate loans  High risk mortgages
Texas:  2% Nevada:  50%
HOUSE PRICES AND THE HIGH RISK LOANS
 House prices decrease
 Interests increase
House prices < mortgages
29/01/2015
5
Created By Annelijn De Graeve
FORECLOSURE: HOW IT AFFECT PEOPLE
NOWADAYS (1)
 A delay of foreclosure
 People stop paying their loans
29/01/2015
6
Created By Annelijn De Graeve
FORECLOSURE: HOW IT AFFECT PEOPLE
NOWADAYS (2)
29/01/2015 Created By Annelijn De Graeve
7
1. time between stopping payment and being
removed
2. Back up of unsold homes
3. Reputation of banks
 Why are they affecting the borrowors
 3 possible reasons
THE US HOUSE PRICES IN AUGUST 2010
 Prices fell 0.2%
 Some cities prices 
29/01/2015
8
Created By Annelijn De Graeve
CONCLUSION
 US house prices declined
 Some US borrowers aren’t afraid to stop paying
29/01/2015
9
Created By Annelijn De Graeve
29/01/2015
10
Created By Annelijn De Graeve

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The US house prices

  • 1. THE US HOUSE PRICES Annelijn De Graeve
  • 2. CONTENT  US house prices 2006-2010  High risk loans and the house prices  Foreclosures and how it affects borrowers nowadays  US house prices August  Conclusion 29/01/2015 2 Created By Annelijn De Graeve
  • 3. THE US HOUSE PRICES 2006-2010 (1)  Largest depreciation  Nevada:  < 50%  Also high = Californa, Florida and Arizona  Texas:  only 2%  National average  20% 29/01/2015 3 Created By Annelijn De Graeve
  • 4. THE US HOUSE PRICES 2006-2010 (2) 29/01/2015 Created By Annelijn De Graeve 4  Fixed-rate loans  High risk mortgages Texas:  2% Nevada:  50%
  • 5. HOUSE PRICES AND THE HIGH RISK LOANS  House prices decrease  Interests increase House prices < mortgages 29/01/2015 5 Created By Annelijn De Graeve
  • 6. FORECLOSURE: HOW IT AFFECT PEOPLE NOWADAYS (1)  A delay of foreclosure  People stop paying their loans 29/01/2015 6 Created By Annelijn De Graeve
  • 7. FORECLOSURE: HOW IT AFFECT PEOPLE NOWADAYS (2) 29/01/2015 Created By Annelijn De Graeve 7 1. time between stopping payment and being removed 2. Back up of unsold homes 3. Reputation of banks  Why are they affecting the borrowors  3 possible reasons
  • 8. THE US HOUSE PRICES IN AUGUST 2010  Prices fell 0.2%  Some cities prices  29/01/2015 8 Created By Annelijn De Graeve
  • 9. CONCLUSION  US house prices declined  Some US borrowers aren’t afraid to stop paying 29/01/2015 9 Created By Annelijn De Graeve