1. “Early Decision to buy Housing is A Wise
Decision ”
THREE Key Pointers towards “OWN HOUSING DECISION”
No 1 : Take EARLY DECISION to “OWN a HOUSE”.
•Take your decision on “Owning an Own House” early in your life, preferably in the age range between 23 28 years.
•Decision on “Own Housing” taken early in life will help you upgrade your House least 2 to 3 times in your
active life span.
•You will end up creating a good “Net worth”.
NO 2 : Do not OVER LEVERAGE. It is a recipe towards disaster.
•Do compulsive savings and create corpus funds towards margin money for buying a House. Smart savings
will help your drive toward “Own House” decision early in life.
•Strictly ensure that Margin Money is not build through “Hard EMI Loans”. Also do not shy away from
seeking help /assistance from family and friends towards margin money.
•Be sure to take EMI based housing Loan to match your cash flow. You should be left with “Enough”
monthly disposable income to match your adjusted life style.
No 3 : Owning a Own House is important and not Geography.
•What fits to “Your Budget” matching a “upcoming city/town” should be the most important reason
towards your housing decision.
•Do not get restricted by the thought of owning an “Own House” in a city/town which today is beyond your
reach. For sure the appreciation of invested house, your repayment track record and your life cycle growth
will help you realize the dream.
There not few but many an examples set by people like you and me, who knowingly or unknowingly has
ended up taking early decision on “Owning a Own House”.
Early decision to own housing creates a positive chain in the life cycle.
Let’s share this with Young India….and help the young India build own house…every Indian should
have a own house.
Anil Sachidanand
Managing Director & CEO
Aspire Home Finance Corporation Limited
Anil is a housing finance subject specialist with over two and half decade experience covering
Branch, Regional and National operations, having hands-on experience working in different
geographies of India also in the residential mortgage space in United States of America.