1. SHORT TERM FINANCING SUBMITTED TO Prof. Puneet Sir PRESENTED BYRaghvendra(37) Mohd. Yamin(24)

2. Financing is defined as a means of obtaining the resources to purchase an item, then paying back the loan in a set time period for a set monthly, weekly, yearly. What is Financing ?????????????

3. Arranging of available External funds to meet the needs of a firm for a year or less time. What is short term financing?????????

5. Firms may prefer to borrow now for their inventory or other short term asset needs rather than wait until they have saved enough.

6. Firms may prefer short-term financing instead of long-term sources of financing.Why Do Firms Need Short-term Financing ????

8. Accrued expenses

9. Bank financing

10. Factoring

11. Commercial paper Sources

13. It is the spontaneous source o financing.

14. In this the buying firm don’t pay immediately.

15. Deferral of payments is a short- term financing called “Trade Credit.” 1. Trade credit

18. Accrued taxes and interest2. Accrued expenses

20. Cash credit

21. Purchase and discounting of bills

22. Short term loan

24. RBI regulates the Commercial paper.

25. Corporates, primary dealers, Indian financial institution are eligible to issue it.

26. A corporate firm can be eligible to offer a Commercial paper if it has the value of 10 crore.

27. Maturity of Cp in india is 91 to 180 days. 4. Commercial paper

29. It emphasizes on the receivable financial assets

30. It involves the purchase of financial assets

31. It involves three parties

32. Period for factoring is 90 to 150 days.5.Factoring

34. Bed debts are not considered in factoring.

35. CanbankFactors Limited

36. SBI Factors and Commercial Services Pvt. Ltd

37. The Hongkong and Shanghai Banking Corporation Ltd

38. Foremost Factors Limited

39. Global Trade Finance Limited

40. Export Credit Guarantee Corporation of India Ltd

41. Citibank

42. SIDBI

43. Standard Chartered BankFactoring companies in India