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SIMPLIFY YOURBUDGET…SIMPLIFY                            YOUR LIFE! © 2009 Bookkeeper Girl, Inc
2 reasons why you don’t have a budget in place Time FEAR © 2009 Bookkeeper Girl, Inc
Budgeting is… TimeConsuming You may feel  TOO BUSY to keep up with receipts & records. © 2009 Bookkeeper Girl, Inc
FEAR What do your finances really look like? Are you living beyond your means? Are you afraid to see your “BIG PICTURE”? © 2009 Bookkeeper Girl, Inc
Where you are financially?  Where do you need to be?  How do you get there? 	 Commit to Budgeting!  		 … Simple Budgeting! © 2009 Bookkeeper Girl, Inc
			Bookkeeper Girl’s 			top three budgeting tips #1- Keep it Simple! #2- Keep it Honest! #3- Keep it Going!        Let’s create your simple budget! © 2009 Bookkeeper Girl, Inc
Simple Budget Worksheet a b Fixed Variable Income Expenses © 2009 Bookkeeper Girl, Inc
INCOME ,[object Object]
What is your extra income?Column A- FIXED revenue:         wages, social security, child support, etc Column B- VARIABLE revenue:         sale of goods, gifts, part-time jobs © 2009 Bookkeeper Girl, Inc
Expenses ,[object Object]
What is your extra expenses?Column A- FIXED expenses: Rent/mortgage, car payments, insurance, etc Column B- VARIABLE expenses: Food, Gas, Clothing, personal care, gifts, etc © 2009 Bookkeeper Girl, Inc

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Simple Budgeting

  • 1. SIMPLIFY YOURBUDGET…SIMPLIFY YOUR LIFE! © 2009 Bookkeeper Girl, Inc
  • 2. 2 reasons why you don’t have a budget in place Time FEAR © 2009 Bookkeeper Girl, Inc
  • 3. Budgeting is… TimeConsuming You may feel TOO BUSY to keep up with receipts & records. © 2009 Bookkeeper Girl, Inc
  • 4. FEAR What do your finances really look like? Are you living beyond your means? Are you afraid to see your “BIG PICTURE”? © 2009 Bookkeeper Girl, Inc
  • 5. Where you are financially? Where do you need to be? How do you get there? Commit to Budgeting! … Simple Budgeting! © 2009 Bookkeeper Girl, Inc
  • 6. Bookkeeper Girl’s top three budgeting tips #1- Keep it Simple! #2- Keep it Honest! #3- Keep it Going! Let’s create your simple budget! © 2009 Bookkeeper Girl, Inc
  • 7. Simple Budget Worksheet a b Fixed Variable Income Expenses © 2009 Bookkeeper Girl, Inc
  • 8.
  • 9. What is your extra income?Column A- FIXED revenue: wages, social security, child support, etc Column B- VARIABLE revenue: sale of goods, gifts, part-time jobs © 2009 Bookkeeper Girl, Inc
  • 10.
  • 11. What is your extra expenses?Column A- FIXED expenses: Rent/mortgage, car payments, insurance, etc Column B- VARIABLE expenses: Food, Gas, Clothing, personal care, gifts, etc © 2009 Bookkeeper Girl, Inc
  • 12. Summary Total your columns 1.Do you have more revenue than expenses? 2.Do you have more expenses than revenue? 3. Can you afford your “extra’s?” Take TIME, Quit FEARING, & start BUDGETING! © 2009 Bookkeeper Girl, Inc
  • 13. Questions? For more information www.bookkeepergirl.com This presentation is for educational purposes only and is not intended for Financial Advice. © 2009 Bookkeeper Girl, Inc